Cedar Capital Advisors – Independent | Fee-Only

Our goal is to build efficient portfolios for our clients that focus on downside protection. Take our complimentary risk profile questionnaire to see our suggestions to potentially improve your portfolio.

INVESTMENT MANAGEMENT

How long might I have to work to achieve my retirement goals and objectives?
Let us help you find the answers on your journey to financial freedom.

RETIREMENT
INCOME PLANNING

WINE & WEALTH

These events are strategically designed to be interactive and casual.
Our main goal at these events is to educate and arm attendees with
the sound understanding of how to hopefully become a smarter investor.

Learn More

A PLAN BUILT FOR YOU

Each individual client has different requirements. At Cedar Capital, we will always strive to consider your needs first. Your individual financial plan and initial portfolio recommendation is just the beginning of our commitment to personalizing the investing process.

PERSONAL AND PROACTIVE INVESTMENT ADVICE

We deliver advanced portfolio management with asset allocation and tax-aware investing that is tailored to each individual clients risk tolerance, goals and objectives.

FEE-ONLY FINANCIAL PLANNING

We believe that operating as a fee-only planner allows clients the benefit of more transparency, flexible pay and freedom from conflicts of interest.

FIDUCIARY INVESTMENT ADVICE

We are bound by the law to act solely in the best interests of our clients. We will fully disclose any current or potential conflicts of interest throughout the entirety of our business engagement. We believe that transparency is a key pillar to building long lasting relationships with clients.

HOLISTIC FINANCIAL PLANNING

Instead of cobbling your financial team together with numerous and often conflicting sources of advice, Cedar Capital Advisors provides a complete team with a single point of contact. Let us become your personal CFO and try to help you on the road to long-term financial success.

PLANNING BASED APPROACH

At Cedar Capital Advisors, we are dedicated to a planning based approach. We believe constructing a personalized, in-depth financial plan will help to clear a path for your monetary and personal goals. We will spend time with you to find out what you want your assets to accomplish and form a full plan aimed at meeting your needs.

Our Services

Frequently Asked Questions

Retirement Income Planning

Social Security

Investment Risk Profiling

Investment Management

Financial & Retirement Planning

-Will my money last through retirement?
-What are my retirement investment options?
-How long do I have to work to achieve my retirement goals and objectives?
-What risk might I need to take in order to achieve these goals and objectives?

Social Security

-When should I begin taking Social Security?
-What strategies should be considered to maximize Social Security?
-What happens in the event of death, divorce, or disability?
-How does the income I receive from Social Security affect my overall financial plan?

Investment Risk Profiling

-Completion of Risk Profile Questionnaire
-Current Risk Assessment
-Portfolio Stress Testing
-How much risk am I currently taking in my portfolio?

Asset Allocation

-What’s the difference between different asset classes?
-What asset classes do I and should I have exposure to?
-How correlated are the investments in my portfolio?
-What fees am I currently being charged?

Cedar Capital on WGN!

Managing Partner and Head of Financial Planning, Tom Koleski, sat down with WGN's Tanya Francisco & The founder of Wealthramp, Pam Krueger to discuss why the Fiduciary model matters and how to find the right financial planner.

Our Mission

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I first knew I wanted to transition into retirement planning when helping my own father search for a financial advisor. With over 14 years in the financial industry, I couldn’t name anyone that I knew and trusted with my father’s assets. I figured others have felt the same way and that is why I helped create Cedar Capital Advisors.

Thomas Koleski, AIF®, Head of Financial Planning
Quarterly, I host ‘Wine & Wealth’ events. These events are strategically designed to be interactive and casual. We cover topics such as: estate planning, health insurance, taxes, and of course, investing for retirement. I realize that the topic of retirement is intimidating and complicated, therefore, my main goal at these events is to educate and arm investors, of all ages, with the sound understanding of how to hopefully become a smarter investor in an enjoyable and unique setting.

Thomas Koleski, AIF®, Head of Financial Planning